Green Dot Platinum Visa Credit Card
Green Dot Platinum Visa Credit Card. The Green Dot Platinum Visa Credit Card from American Express has a few things going for it that other credit cards don't. For one, the card has no annual fee. Even if you are the kind of person that tends to carry a balance from month to month, this could be the way to go. Having a card comes in helpful when you need to make a large purchase now and then pay it off right away.
The Green Dot Platinum Visa Credit Card comes with no fraud protection because it is not like most secured credit cards. In fact, there is only one authorized contact for your account. With these types of credit cards, you can have an authorized person in your company sign for the money in your account. This person is responsible for making sure the money goes out and not the company. If something were to happen, this person would be responsible because they are the person who authorized the transaction.
Another pro explained by the representative was that they do not check your credit report. Your credit report is pulled from all three of the credit reporting agencies once a year for free. Your report only has pertinent information on it such as your name, employment, birth dates, etc… They do not pull your social security number, driver's license number, or anything else that would give them access to your private financial information.
There are many pros explained for the Green Dot Platinum Visa Credit Card. The one that I really like is that there is no annual fee. It's a non-secured credit card. With this, you will not have to worry about having to worry about making a deposit and whether or not you can qualify for an annual fee. Since the company does not pull your social security number or any other confidential information, you won't have to worry about this.
Green Dot Platinum Visa Credit Card comes with some additional benefits that make it worth having. The card has no yearly fee, no foreign transaction fees, no extra security features and no credit checks. This means you will not be put into a situation where you have to pay a high amount of interest. The last thing you want is to get a good deal and then end up being disappointed when you make payments and can't make payments because you didn't pay enough attention to the pros explained above.
This Green Dot Platinum Visa Credit Card comes with unlimited online payments. You don't have to worry about having to pay a monthly deposit and you don't have to worry about paying a high amount of interest. But there are some reasons you should still shop around to find the best offer for you. Make sure the bank account with the lowest interest rate is not attached to the bank account that you use to make the online payments. If they are, the interest will be added to your monthly payment and this will increase your total cost.
Another important detail to look for in a green dot secured credit card is the fact that you will not have to worry about making a payment at any time. You won't have to submit documents like your birth certificate or legal proof of citizenship in order to buy items or make online payments. If you are already a citizen, an EIN can be used to establish your identity, but it cannot be used for online purchases. That means you need to have a complete set of documents to make online purchases.
The bottom line is that this Green Dot card has all the pros and all the negatives you would expect from a credit card. It has a one time application fee, but there is an annual fee that comes with it as well. You also have to pay for your purchases with a Credit Check, but once you pass that test, your purchases are covered completely by the Visa or MasterCard. So the overall benefits are great, but the downsides can easily be outweighed if you do your research before you apply.
The Green Dot Platinum Visa Credit Card comes with no fraud protection because it is not like most secured credit cards. In fact, there is only one authorized contact for your account. With these types of credit cards, you can have an authorized person in your company sign for the money in your account. This person is responsible for making sure the money goes out and not the company. If something were to happen, this person would be responsible because they are the person who authorized the transaction.
Another pro explained by the representative was that they do not check your credit report. Your credit report is pulled from all three of the credit reporting agencies once a year for free. Your report only has pertinent information on it such as your name, employment, birth dates, etc… They do not pull your social security number, driver's license number, or anything else that would give them access to your private financial information.
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| Green Dot Platinum Visa Credit Card Review – green dot platinum visa credit card |
Green Dot Platinum Visa Credit Card comes with some additional benefits that make it worth having. The card has no yearly fee, no foreign transaction fees, no extra security features and no credit checks. This means you will not be put into a situation where you have to pay a high amount of interest. The last thing you want is to get a good deal and then end up being disappointed when you make payments and can't make payments because you didn't pay enough attention to the pros explained above.
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| 3 Review: Green Dot primor® Secured Visa® Platinum Card – green dot platinum visa credit card |
Another important detail to look for in a green dot secured credit card is the fact that you will not have to worry about making a payment at any time. You won't have to submit documents like your birth certificate or legal proof of citizenship in order to buy items or make online payments. If you are already a citizen, an EIN can be used to establish your identity, but it cannot be used for online purchases. That means you need to have a complete set of documents to make online purchases.
The bottom line is that this Green Dot card has all the pros and all the negatives you would expect from a credit card. It has a one time application fee, but there is an annual fee that comes with it as well. You also have to pay for your purchases with a Credit Check, but once you pass that test, your purchases are covered completely by the Visa or MasterCard. So the overall benefits are great, but the downsides can easily be outweighed if you do your research before you apply.
